How to Apply for Alberta Seniors Property Tax Deferral

Applying for Alberta's Seniors Property Tax Deferral Program is straightforward on paper, but the signature rules and timing catch people off guard. Here is exactly what to do, in order, so your application does not stall.

Step 1: Get the Form

The application is called the Seniors Property Tax Deferral Program Information Guide, Loan Application and Agreement — Form SCS0010, last updated July 2026. Download it free from alberta.ca, or call Alberta Supports at 1-877-644-9992 to have a paper copy mailed to you.

Step 2: Choose Single-Year or Multi-Year

The form gives you two options:

• Single-year deferral: Covers this year's tax bill only. You reapply next year if you want to continue.
• Multi-year deferral: Automatically defers taxes for up to 10 consecutive years. The province re-checks your equity each year before disbursing funds. No annual reapplication paperwork.

Most applicants choose multi-year. If your equity drops below 25% in a future year, the province holds that year's advance and notifies you in writing — but you keep the existing loan balance.

Step 3: Collect Your Documents

You will need:

• Your current-year municipal property tax notice
• Government-issued photo ID
• If applying through a legal representative: a registered Enduring Power of Attorney or Trusteeship Order

The program verifies land ownership, assessment value, tax roll numbers, identity, and age through provincial databases. You do not need to order a separate land title certificate for the application — the province pulls it.

Step 4: Get All Title-Holders to Sign

This is the step that causes the most delays. Every person listed as a registered owner on the land title must provide an original signature on the application form. That includes your spouse or adult interdependent partner if they are on the title.

A family member helping you fill out the form cannot sign on your behalf unless they hold a registered Power of Attorney or a court-appointed Trusteeship Order — and they must sign in that legal capacity, not as themselves.

Step 5: Submit the Application

Three submission channels:

• Online: Upload documents through the Alberta Seniors secure portal at https://www.seniors.alberta.ca/submit-documents
• Mail: Seniors Property Tax Deferral Program, PO Box 1200 STN Main, Edmonton, AB T5J 2M4
• Fax: 780-644-1810

Step 6: Timing

Submit at least 30 days before your municipality's property tax deadline — June 30 for most Alberta municipalities. That makes May 31 the practical cutoff.

Filing an application does not pause your municipal tax obligations. If your application is still being processed when the municipal deadline passes, late penalties may apply. The good news: those penalties can be rolled into your deferred loan balance, provided your total title charges stay within the 75% equity cap.

What Happens After Approval

1. The province registers a caveat on your land title at the Land Titles Office
2. Alberta pays your property tax directly to your municipality
3. You receive a written approval letter
4. Semi-annual statements arrive every April and October showing your loan balance and accrued interest

If You Are Denied

You can request a written review within 30 days by writing to the Executive Director, Seniors Program Delivery, at the same PO Box 1200 address or faxing 780-644-1810.

For the full document checklist, equity verification worksheet, and a submission-ready timeline, see our Alberta Seniors Property Tax Deferral guide.

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