Documents Needed for Alberta Seniors Property Tax Deferral

Gathering every document before you sit down with Form SCS0010 is the single best way to avoid delays. The provincial program verifies most details electronically — age, identity, land title — but there are pieces only you can provide.

The Document Checklist

Always required:

• Form SCS0010 — the Seniors Property Tax Deferral Program Information Guide, Loan Application and Agreement (updated July 2026). Download free from alberta.ca or request a paper copy from Alberta Supports at 1-877-644-9992.
• Current-year municipal property tax notice — this shows your assessed property value, your tax roll number, and the amount owing. The province uses the assessed value on this notice for the 25% equity calculation.
• Government-issued photo ID — for each applicant and co-owner signing the form.

Required if applicable:

• Registered Enduring Power of Attorney — if a family member or legal representative is signing on behalf of a registered owner who cannot sign for themselves. Must be registered with the Land Titles Office.
• Court-appointed Trusteeship Order — the alternative to a Power of Attorney when a court has appointed a trustee to manage the senior's affairs.

What You Do Not Need to Provide

• Land Title Certificate — the program pulls title information from provincial databases. You do not need to order a separate search, though having one helps you verify your equity position before applying.
• Income statements or tax returns — there is no income test. Unlike income-gated municipal programs (such as Strathcona County's $250 rebate), the SPTDP is entirely equity-based.
• Mortgage statements — the program checks registered charges on your title, not your current loan balances. For your own estimate, use the registered amount of each mortgage or HELOC charge rather than the amount still owing.

Signature Requirements

Every registered owner listed on the land title must sign the form with an original signature. If your spouse, adult interdependent partner, or any other co-owner is on the title, they must sign too — even if they are under 65. A family member helping with paperwork cannot sign unless they hold a registered Power of Attorney or Trusteeship Order.

If a co-owner lives in another city or province, plan ahead. The form needs original signatures — photocopied or digital signatures are not accepted on the application.

Before You Submit

Run through this quick pre-flight:

1. Confirm your assessed value matches the current year's tax notice
2. Tally all registered financial charges (mortgages, HELOCs, existing deferrals) and verify total charges stay below 75% of assessed value
3. Check your title for disqualifying encumbrances: reverse mortgages, lis pendens, Maintenance Enforcement filings, bankruptcy registrations, foreclosure proceedings, or consumer proposals
4. Ensure home insurance is active and covers full replacement value

For a printable document readiness checklist and the full 25% equity verification worksheet, see our Alberta Seniors Property Tax Deferral guide.

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