Tower Hamlets Council Tax Reduction Calculator: How Much Will You Get?

Tower Hamlets does not provide an online calculator for Council Tax Reduction, and generic national tools like Turn2us or Entitledto need you to manually input the borough's specific rules. Here is how to estimate your award yourself using the actual 2026/27 scheme parameters.

The Calculation in Four Steps

Step 1: Find your net eligible council tax. Start with your annual band charge (Band A: £1,225 to Band H: £3,675 for 2026/27). Subtract any Single Person Discount (25%), student disregard, or Disabled Band Reduction. The result is the liability CTR is calculated against.

Step 2: Check your capital. If your combined savings and investments exceed £6,000 (working-age), stop — you get nothing. At or below £6,000, proceed to the income test.

Step 3: Compare income to your applicable amount. The applicable amount is a household-specific figure built from personal allowances plus any disability, carer, or family premiums. If your income is at or below this figure, your preliminary award covers 100% of your eligible council tax.

Step 4: Apply the taper. If income exceeds the applicable amount, subtract 20% of the excess from the 100% award. The remainder is your weekly CTR.

Can You Really Get 100%?

Yes. Tower Hamlets is one of the London boroughs that still offers a 100% maximum award with no mandatory minimum payment. If your income sits at or below the applicable amount and you have no non-dependant deductions, your entire council tax bill is covered.

Compare that to Brent (35% minimum payment) or Barking and Dagenham (37%). In those boroughs, even the poorest residents must pay a chunk. In Tower Hamlets, the minimum is genuinely zero.

The Non-Dependant Deduction

Other adults living in your home — not your partner, not joint tenants, not lodgers — trigger deductions based on their gross weekly income:

• Under £195.00/week: £4.00 deducted per week
• £195.00–£281.99: £8.00 per week
• £282.00–£370.49: £12.00 per week
• £370.50 or above: your CTR claim is refused entirely unless an exemption applies

That last threshold is a cliff edge, not a taper. An adult child earning £371 per week disqualifies the whole household unless an exemption applies. Exemptions include you or your partner receiving Attendance Allowance or the DLA Care Component, or being registered blind; in those cases, non-dependant deductions are cancelled.

A Quick Estimate

Single adult, Band C property (£1,600/year), 25% SPD applied (net £1,200/year = £23.08/week), on UC with savings at or below £6,000, no non-dependants:

Your income is below the applicable amount → 100% award → £23.08/week credit → you pay £0.

Same setup but with £300/week part-time earnings that exceed the applicable amount by £50/week: the taper removes £10/week (20% of £50), leaving a CTR award of £13.08/week and an annual bill of roughly £520.

For the full calculation method and four worked examples covering different household types, see the Tower Hamlets Council Tax Reduction Guide.

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