BC Home Owner Grant for Seniors, Disability and Veterans: Additional Grant Explained

The basic BC Home Owner Grant already takes hundreds off your property tax bill, but many homeowners over 65 — or living with a disability, or who served in the military — leave additional money on the table because they never apply for the enhanced version.

The Additional Home Owner Grant raises the maximum from $570 to $845 for qualifying homeowners in Metro Vancouver and the Fraser Valley ($1,045 in the Capital Regional District and Northern/Rural areas through 2026). That is a meaningful difference when property tax bills keep climbing while pension income stays flat.

Who Qualifies for the Additional Grant

Three groups are eligible for the higher amount in the 2026 tax year:

Seniors aged 65 and over. You must turn 65 at any point during the calendar year. If you turn 65 on December 31, you qualify for the entire 2026 tax year. The grant is claimed once for the property. If a senior and a younger co-owner share title, the senior owner must complete the application to receive the additional amount.

Persons with disabilities. You qualify if you receive provincial disability assistance under the Employment and Assistance for Persons with Disabilities Act, or if a licensed physician certifies a severe mental or physical impairment expected to last at least two years using Form FIN 58 (for deferment) or Form FIN 74 (for the grant specifically, certifying home modifications of $2,000+ or daily living assistance costing $150+/month).

Veterans. Former members of the Canadian Armed Forces who receive a disability pension or award under the Veterans Well-being Act qualify. The veteran must be the registered owner or co-owner and must occupy the property as their principal residence.

How Much the Additional Grant Is Worth

Starting January 1, 2027, the northern and rural $200 bonus is eliminated province-wide. At that point the additional grant will be $845 everywhere.

The grant offsets your provincial school tax first, then rolls any remaining balance into general municipal taxes. You must still pay a minimum of $100 out of pocket, regardless of grant category.

How to Claim the Additional Grant

You apply through your eTaxBC account at gov.bc.ca. During the Home Owner Grant application, select the category that applies — senior, disability, or veteran — and provide any required documentation. For disability claims, upload or mail Form FIN 74 to the Property Taxation Branch if you have not already submitted one.

If a senior and a non-senior are co-owners, the senior must complete the application for the property to receive the additional senior grant. A non-senior spouse submitting it would leave the property with the basic grant amount.

If you are a senior who also has a disability, you do not receive two grants — the applicable area maximum is $845 or $1,045, regardless of how many qualifying categories apply. Pick whichever category is simplest to document.

Properties Above the $2,075,000 Threshold

The full additional grant applies to properties assessed at or below $2,075,000. Above that threshold, the grant is reduced by $5 for every $1,000 of assessed value over $2,075,000.

For a Metro Vancouver or Fraser Valley senior's property assessed at $2,150,000, the reduction is ($2,150,000 − $2,075,000) ÷ $1,000 × $5 = $375. That cuts the $845 grant down to $470. The $845 additional grant reaches zero at $2,244,000; the $1,045 amount for the Capital Regional District and Northern/Rural areas reaches zero at $2,284,000.

Low-income seniors, veterans and disabled homeowners whose adjusted household net income is below $32,000 can apply for the Low Income Grant Supplement (Form FIN 65) to restore some or all of the phase-out reduction.

Combining the Additional Grant with Property Tax Deferment

The additional grant reduces your property tax bill before deferment is calculated. Claiming the grant first means a smaller amount gets deferred, which means less compound interest accruing against your home over time. Always apply for the Home Owner Grant before or alongside your deferment application — never skip it. Our BC Property Tax Deferment and Home Owner Grant guide walks through both applications in the correct sequence, with the forms, deadlines and equity calculations in one place.

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